Financial independence for Teens.
Peace of mind for Parents.
GTE Federal Credit Union has a product built around you — The U22 Account.
What's in it for you - ages 12 TO 22!
Want to know when you're running low? Easily set up balance alerts so you're always on top of it.
Trying to save for something big? Set up special savings accounts under your main account for whatever you've got your eye on.
You'll have automatic or manual transfer of funds, so if mom or dad wants to give you a little extra, it's a breeze.
- Earn points on your debit card to get cool stuff
- Reduced NSF overdraft fee
- Once-a-month forgiveness for a debit card overdraft fee
- FREE CU@Home online access and CALL24 telephone access
- FREE online Bill Pay service and eStatements
- FREE CU2GO to access your accounts wherever you want from your mobile phone
- No minimum balance requirement or Direct Deposit requirement
- PayPass debit card to allow faster check out at the register
U22 Checking Perks!
- Earn dividends on balances over $100
- Create special accounts to help you save for that certain something you want
U22 Savings Perks!
- Learn to use credit wisely
- Start building your positive credit score now
- 18 to 22 year olds can start building a solid credit score now with a $500 limit GTE FCU credit card
U22 Credit Card Perks!
About the U22 Account
GTE Federal Credit Union, one of Tampa Bay's largest locally owned and operated financial institutions, is committed to offering teenagers and young adults in Tampa Bay great opportunities to help enrich their lives as well as provide a safe environment for learning and making good money management decisions. Today more than ever, learning about finances and achieving a level of financial independence is important for young adults. Learning the value of the dollar, being more confident in one's monetary decisions, and educating oneself about money, well, it's all good stuff.
When you think about it, money is a top priority but not always a top-of-mind discussion in the household. Recent surveys indicate that kids would rather learn from experience than in the classroom, and they are aware of how money affects their everyday lives. Teenage big name brand clothing spending is down, so it appears that young adults are also adjusting to the current economy. Moreover, today's young adults are competing for jobs in markets teaming with over-qualified applicants, so saving could be more important than ever.
The 12 to 22 year old is faced with a lot of unique challenges and opportunities today, that's why GTE Federal Credit Union created the U22 youth checking account, designed for today's teen. Because it's not just about opening a checking or savings account; it's a big step towards the future.
Open a U22 youth checking account at one of our Tampa Bay locations today, and make it a family milestone
everyone can be proud of. Or call us at 888-871-2690 x 40401. 
U22 Online Account Access
Log-in to CU@Home. Offering secure online banking through GTE Federal Credit Union's website.
About CU@Home
U22 youth checking account members can use CU@Home Online Access to check their account balances any time! You can also transfer funds between GTE Federal Credit Union accounts and to other financial institutions. If you would like, we can even E-mail you with balance alerts.
CU@Home Offers
By using CU@Home Online Access you will be entitled to free Bill Pay and eStatement registration so you get your statements online versus wasting paper. Once you create your CU@Home account. sign-up for eStatements!
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- Bill Pay
- Easy - Simple process to get started and create your login.
- Fast - Pay your bills in minutes
- Free - Absolutely free for our U22 members
- Secure - We use sophisticated security measures to safeguard your account
- Convenient – You can pay as you go, or you can schedule regular payments
- GREEN! - Save paper, envelopes and stamps
- eStatements
- Storage – Instead of getting paper statements and cluttering up your desk; we store statements electronically for you and you can access them 24/7
- Conserve - Less paper saves trees and lessens fuel consumption
- Safe - Eliminates the risk of statements being lost or stolen in the mail
- Timely - Available sooner than mailed statements
- Free - Save money, avoid the monthly statement charge
- Secure - Password protected and encrypted on our secure website
U22 Mobile Account Access
Log-in to CU@Home. Offering secure online banking through GTE Federal Credit Union's website.
Are you on the move a lot? You can get to your GTE Federal Credit Union accounts at any time with your cell phone, using our CU2GO mobile account access.
We're also known for our personal service and commitment to the Tampa Bay communities we serve; we really do care about our members. 